Bhatia, Aparna, and Megha Mahendru. “Determinants of The Revenue Efficiency of Indian Scheduled Commercial Banks”. Asian Journal of Accounting Perspectives 12, no. 1 (February 28, 2019): 78–108. Accessed March 14, 2025. https://vmis.um.edu.my/index.php/AJAP/article/view/16889.